Student resources

Flight Training Financing

Flight training is a significant investment. This page gives prospective students a starting point for comparing independent financing resources before they build a training budget with Kilroy Flight Academy.

Before you apply

Compare the lender, not just the monthly payment.

The providers below are separate companies and programs. Kilroy Flight Academy is not the lender, does not guarantee approval, and does not promise that any provider will finance a particular student, school, certificate, or training expense. Confirm current eligibility, school-participation rules, credit requirements, rates, repayment terms, cosigner requirements, and disbursement procedures directly with each provider.

Independent resources

Financing providers to review

Stratus Financial

Aviation-focused financing provider with a separate student loan application and school-partnership process.

Apply with Stratus

AOPA Flight Training Finance

AOPA’s flight-training finance resource for students comparing aviation-specific borrowing options.

Visit AOPA Finance

Flight Training Finance LLC

A separate flight-training finance company with programs covering several pilot certificates and career-training stages.

Apply for financing

Questions to compare

Build a complete training budget.

  • Does the lender require a participating-school relationship?
  • What credit, income, or cosigner requirements apply?
  • What costs can be financed, and how are funds disbursed?
  • What are the rate, repayment term, fees, and deferment rules?
  • What happens if training takes longer, costs more, or is interrupted?

Bring the answers to Kilroy Flight Academy so we can help you compare them with your expected aircraft, instructor, testing, supplies, and scheduling costs.

Read the financing FAQs

Need help planning the training cost?

Contact Kilroy Flight Academy to discuss your goals, training pace, aircraft, instructor time, and the expenses you should include in a realistic plan. Financing approval remains the lender’s decision.

Ask a training question

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